How do I calculate my take-home pay?

Enter your annual salary, filing status, and state. TaxCalc USA will calculate your federal income tax, state income tax, Social Security, Medicare, and exact take-home pay instantly.

What is the 2026 standard deduction?

For 2026, the standard deduction is $16,100 for Single filers, $32,200 for Married Filing Jointly, $16,100 for Married Filing Separately, and $24,150 for Head of Household.

How is bonus tax calculated?

Bonuses are typically taxed at a flat 22% federal rate (37% for bonuses over $1 million) using the supplemental wage method, or at your normal bracket rate using the aggregate method.

What is the Social Security tax rate?

The Social Security tax rate is 6.2% on wages up to $184,500 (2026 wage base). Medicare is 1.45% with no wage cap, plus an additional 0.9% for high earners above $200,000.

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TaxCalc USA

✦ Free · Accurate · 2026 Tax Year · Dark Mode · PWA

U.S. Payroll & Salary
Tax Calculator

Calculate your exact take-home pay, federal & state taxes, FICA contributions, and more — for all 50 states.

50 States Supported

2026 Tax Brackets

9 Calculators

Free Forever

Income & Filing Details

Income Type

Annual Salary

Hourly Wage

Monthly Income

Filing Status

State

Pay Frequency

Extra Withholding / Period

Pay Periods / Year

Additional amount withheld from each paycheck beyond your normal tax withholding.

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Enter your income details on the left
and click Calculate to see your results.

Free U.S. Salary Tax Calculator

TaxCalc USA is a free payroll and salary tax calculator for all 50 U.S. states. Enter your annual salary, hourly wage, or monthly income and instantly see your federal income tax, state income tax, Social Security, Medicare, and exact take-home pay — updated for 2026 IRS tax brackets.

What Can You Calculate?

📊 Paycheck Calculator — net pay per pay period
⏰ Overtime Pay Calculator — FLSA 1.5× and double time
🏢 Self-Employment Tax — SE tax + deductions
💸 Tax Refund Estimator — federal refund or amount owed
🗺 State Tax Comparison — all 50 states ranked by take-home pay
🔄 Salary to Hourly Converter — all pay periods

How Are Taxes Calculated?

Your gross income is reduced by the standard deduction (or itemized), then taxed using progressive 2026 federal tax brackets. On top of federal income tax, we calculate state income tax for your selected state, Social Security (6.2%), and Medicare (1.45%). Additional 0.9% Medicare applies above $200,000.

2026 Federal Tax Brackets

10% — up to $11,925 (Single)
12% — $11,926 – $48,475
22% — $48,476 – $103,350
24% — $103,351 – $197,300
32% — $197,301 – $250,525
35% — $250,526 – $626,350
37% — over $626,350

States With No Income Tax

Nine states charge zero state income tax: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. Use our State Compare tool to see exactly how much more take-home pay you'd earn in a no-tax state.

Frequently Asked Questions

Is TaxCalc USA free? Yes, completely free with no sign-up required.

How accurate is it? Calculations use official 2026 IRS tax brackets and state tax tables. Results are estimates — consult a CPA for official advice.

What filing statuses are supported? Single, Married Filing Jointly, Married Filing Separately, and Head of Household.

U.S. Payroll & SalaryTax Calculator