Estimate self-employment tax and after-tax income from freelance, contractor, and independent-business earnings.
Use your business income and deductible expenses to estimate self-employment tax and federal tax. This is useful for freelancers, independent contractors, and other 1099 earners.
It is designed for freelancers, independent contractors, sole proprietors, and other people receiving self-employed income.
Yes. Enter eligible business expenses in the calculator to estimate taxable business income.
No. It is an estimation and planning calculator, not a substitute for filing a tax return or professional tax advice.
TaxCalc USA is a free payroll and salary tax calculator for all 50 U.S. states. Enter your annual salary, hourly wage, or monthly income and instantly see your federal income tax, state income tax, Social Security, Medicare, and exact take-home pay — updated for 2026 IRS tax brackets.
Your gross income is reduced by the standard deduction (or itemized), then taxed using progressive 2026 federal tax brackets. On top of federal income tax, we calculate state income tax for your selected state, Social Security (6.2%), and Medicare (1.45%). Additional 0.9% Medicare applies above $200,000.
Nine states charge zero state income tax: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. Use our State Compare tool to see exactly how much more take-home pay you'd earn in a no-tax state.
Is TaxCalc USA free? Yes, completely free with no sign-up required.
How accurate is it? Calculations use official 2026 IRS tax brackets and state tax tables. Results are estimates — consult a CPA for official advice.
What filing statuses are supported? Single, Married Filing Jointly, Married Filing Separately, and Head of Household.