Estimate federal paycheck withholding and understand the information used when completing a Form W-4.
Use the helper to explore how filing status, income, and adjustments can affect estimated federal withholding. Always use the official IRS Form W-4 instructions when completing the form.
No. It is a planning helper. The official IRS form and instructions should be used when you actually complete Form W-4.
Yes. Withholding is an amount paid through payroll during the year. Your final federal tax liability is determined when you file your return.
Yes. It can help you explore withholding scenarios when your income or filing situation changes.
TaxCalc USA is a free payroll and salary tax calculator for all 50 U.S. states. Enter your annual salary, hourly wage, or monthly income and instantly see your federal income tax, state income tax, Social Security, Medicare, and exact take-home pay — updated for 2026 IRS tax brackets.
Your gross income is reduced by the standard deduction (or itemized), then taxed using progressive 2026 federal tax brackets. On top of federal income tax, we calculate state income tax for your selected state, Social Security (6.2%), and Medicare (1.45%). Additional 0.9% Medicare applies above $200,000.
Nine states charge zero state income tax: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. Use our State Compare tool to see exactly how much more take-home pay you'd earn in a no-tax state.
Is TaxCalc USA free? Yes, completely free with no sign-up required.
How accurate is it? Calculations use official 2026 IRS tax brackets and state tax tables. Results are estimates — consult a CPA for official advice.
What filing statuses are supported? Single, Married Filing Jointly, Married Filing Separately, and Head of Household.